You have to call the distributor to arrange for one of its service representatives to come to your house. Otherwise the warranty won’t take effect. Sounds reasonable, right?

Recently, Facebook rolled out its “Marketplace,” where individuals who reside in the same general area can post items for sale alongside ads placed by retail firms. It’s a natural for Facebook, which enhances the experience by enabling instant communication between buyer and seller via Messenger. There’s just one problem. How do you know a name brand item for sale in the Facebook Marketplace is genuine?

Before you even think of sending in your contact information to an online investment site, you owe it to yourself to read this real life story. If you are unfamiliar with the plague of unlicensed and unregulated binary options trading sites or have ever doubted the ruthlessness of online crime in general, you too owe it to yourself to read this story.

There are many different types of traps you can fall in when speculating on real estate, and unless you know what to look out for it’s easy to become a victim. Manipulators usually depend on the victim’s inexperience or willingness to buckle under the hard sell, but real estate is often different.

Fake charities are particularly sinister because they play not on your interest in making a quick buck but upon your sympathy for the downtrodden.

Maybe you did owe back taxes, maybe you didn’t. We have no way of knowing whether or not you did. But we do know for certain that you never got a call from the Internal Revenue Service (IRS) telling you that you did for one very simple reason: The IRS never phones anyone to tell them they owe back taxes.