Can I get a refund? How do I get my money back? How does a refund on a credit card work? How long does a credit card refund take? Can I dispute a credit card charge for services not rendered? What exactly is the dispute resolution process?
Those are only some of the questions consumers naturally ask when they have to dispute a complex transaction. But to answer these questions it is first necessary to understand what is it that makes a dispute complex. It’s not the purchase. It’s not the dispute. It’s the process for disputing it. And here’s the real problem for the purchaser: The process is complex not only because both the transaction and the dispute have to be documented thoroughly and systematically, but also because what may seem at first to be a small mistake made along the line can prevent a refund, whether it is in the form of a chargeback for a credit card or debit card dispute, a bank wire recall or cryptocurrency.
That’s why consumers should first consult with complex transaction dispute professionals. Failing to do so can cost you dearly.
Let’s begin with credit card chargebacks. While credit card networks and banks do provide basic information about how to file a chargeback request, disputes are evaluated in accordance with guidelines that are up to a thousand pages long and are updated several times a year. Disputing a credit card charge can be complicated, therefore, because credit card chargeback rules are complicated. Bank dispute departments, which are often understaffed and supplemented by temporary workers, may not have the time or the background to delve deep enough into the merits of a case to properly adjudicate it.
Alternative payment methods such as bank wires and crypto payments are even more complicated because neither enjoys chargeback protection or anything parallel to it. With a click on a mouse the funds are sent.
Those are just some of the problems why consumers consult with us at MyChargeBack. Here is a representative sampling of the questions we answer every day:
The surest way to stay safe when making an online transaction is by familiarizing yourself with the warning signs. Here are the most important ones:
Check out the list on the left for information about some of the most common scenarios that generate complex disputes. The surest way not to stay safe when you buy something online is by not familiarizing yourself with the warning signs. Read these texts so that you will be able to detect a potential problem in advance.
What all these scenarios have in common is that they all involve illegalities committed by whoever is behind them. Criminality makes getting your money back more complex than it otherwise would be. Here are a few reasons why:
We hear you. Here’s the good news. Yes, if you meet the criteria and you have the necessary documentation you ought to be able to get your money back. It may take time and may demand patience. And most importantly, it may require the assistance of professionals who have the knowledge, experience and persistence to follow through.
MyChargeBack offers consumers proven strategies that cover every possible type of complex transaction, from card-not-present disputes to bank wire transfers and cryptocurrency payments.